The small commercial risk segment of the insurance market is one that is often ignored or under serviced in today's insurance community. However, First Commercial Group Companies (FCGC) sees these types of risks as a profitable opportunity and a marketing niche. FCGC targets wholesale and retail trades, manufacturing, construction and service industries, but also underwrites all quality engineerable risks.
As a trusted insurance partner, FCGC also offers, on a monoline basis, Workers' Compensation, Commercial Auto and Commercial General Liability coverages to its small risk target niche.
WHY PRODUCERS SHOULD CHOOSE FCGC
First Commercial Group Companies has a long history of providing cost-effective and comprehensive insurance solutions to diverse businesses with a special focus on small commercial risks. FCGC is pleased to provide this segment of the business community with quality commercial products and services while exclusively utilizing the American Agency System.
Today, we are pleased to be able to bring the business community a full level of products and services. We look forward to satisfying the needs of our producers commercial clients by providing them with flexible and comprehensive insurance options.
For your commercial clients we offer:
- Competitive rates
- Quality claims handling including 24/7 toll free claim reporting
- 1,000,000 maximum CSL for Workers’ Compensation, Business Auto, General Liability (Artisan Contractors Program), Garage Dealers and Garage Non-Dealers coverages
- 100,000 maximum limit for Dealer Physical Damage and Garage Keepers Legal Liability coverages
- Flexible payment plans including Pay As You Go option
- New venture eligibility
- Underwriting small quality risks beginning with $1,000 in annual premium from payroll (Workers’ Compensation)
- For many classes, only one full time employee required (Workers’ Compensation)
For producers:
- Competitive commissions for new and renewal
- Online quoting
- Quick turn around time
- No production requirements
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